:root{--navy: #003781;--navy-dark: #002a63;--orange: #ff5f00;--orange-dark: #d94e00;--ink: #1a2233;--muted: #5a6473;--line: #e6e8ee;--bg: #ffffff;--bg-soft: #f5f7fa;--bg-navy-soft: #eef3fb;--radius: 10px;--radius-lg: 14px;--maxw: 1140px;--font: "Inter", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:var(--navy);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}.section{padding:56px 0}.section--soft{background:var(--bg-soft)}h1,h2,h3{color:var(--navy);line-height:1.22;font-weight:700;margin:0 0 .5em}h1{font-size:34px;letter-spacing:-.5px}h2{font-size:25px}h3{font-size:19px}.lead{font-size:18px;color:var(--muted)}.eyebrow{font-size:12px;letter-spacing:1.5px;text-transform:uppercase;color:var(--orange);font-weight:600;margin-bottom:10px}.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:var(--radius);font-weight:600;font-size:15px;border:1px solid transparent;cursor:pointer;transition:background .15s,color .15s}.btn--primary{background:var(--orange);color:#fff}.btn--primary:hover{background:var(--orange-dark);text-decoration:none}.btn--ghost{background:transparent;color:var(--navy);border-color:var(--line)}.btn--ghost:hover{background:var(--bg-soft);text-decoration:none}.btn--on-navy{border-color:#ffffff59;color:#fff}.btn--on-navy:hover{background:#ffffff1a;text-decoration:none}.site-header{position:sticky;top:0;z-index:50;background:var(--bg);border-bottom:1px solid var(--line)}.site-header .container{display:flex;align-items:center;justify-content:space-between;height:68px}.brand{font-size:19px;font-weight:700;color:var(--navy);letter-spacing:-.3px}.brand b{color:var(--orange);font-weight:700}.nav{display:flex;align-items:center;gap:20px}.nav a{color:var(--ink);font-size:14px;font-weight:500}.nav a:hover{color:var(--navy);text-decoration:none}.nav a[aria-current=page]{color:var(--navy)}.menu-toggle{display:none;background:none;border:0;font-size:26px;color:var(--navy);cursor:pointer}.hero{background:var(--navy);color:#fff;padding:72px 0}.hero h1{color:#fff;max-width:16ch}.hero .lead{color:#c9d6ec;max-width:52ch}.hero .eyebrow{color:#9fb6dc}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.hero-trust{margin-top:26px;display:flex;gap:22px;flex-wrap:wrap;color:#bcd;font-size:14px}.hero-trust span{display:inline-flex;align-items:center;gap:7px}.grid{display:grid;gap:18px}.grid--3{grid-template-columns:repeat(3,1fr)}.grid--4{grid-template-columns:repeat(4,1fr)}.card{background:var(--bg);border:1px solid var(--line);border-radius:var(--radius-lg);padding:22px}.card .ico{font-size:26px;color:var(--orange)}.card h3{margin:12px 0 6px}.card p{margin:0 0 10px;color:var(--muted);font-size:15px}.card ul{margin:0;padding-left:18px;color:var(--muted);font-size:14px}.card-link{display:inline-flex;align-items:center;gap:6px;color:var(--orange);font-weight:600;font-size:14px}.feature{text-align:left}.feature .ico{font-size:24px;color:var(--navy)}.feature h3{font-size:16px;margin:10px 0 4px}.feature p{color:var(--muted);font-size:14px;margin:0}.cta-band{background:var(--navy);color:#fff;border-radius:var(--radius-lg);padding:36px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}.cta-band h2{color:#fff;margin:0 0 4px}.cta-band p{margin:0;color:#c9d6ec}.post-card{border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;background:var(--bg);display:flex;flex-direction:column}.post-card .thumb{height:96px;display:flex;align-items:center;justify-content:center;color:#fff}.post-card .thumb i{font-size:30px;opacity:.92}.post-card .body{padding:16px}.post-card .cat{font-size:11px;font-weight:600;letter-spacing:.5px;text-transform:uppercase;color:var(--orange)}.post-card h3{font-size:16px;margin:8px 0 0}.post-card h3 a{color:var(--navy)}.site-footer{background:var(--navy-dark);color:#c9d6ec;padding:40px 0 28px;font-size:14px}.site-footer .grid{gap:26px}.site-footer a{color:#c9d6ec}.site-footer a:hover{color:#fff}.site-footer h4{color:#fff;font-size:14px;margin:0 0 10px}.site-footer .brand{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:26px;padding-top:16px;color:#8ea6cf;font-size:13px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px}.breadcrumb{font-size:13px;color:var(--muted);padding:16px 0 0}.breadcrumb a{color:var(--muted)}.prose{max-width:760px;margin:0 auto}.prose p{margin:0 0 1.1em}.prose h2{margin:1.6em 0 .5em;font-size:23px}.prose h3{margin:1.3em 0 .4em;font-size:18px}.prose ul,.prose ol{margin:0 0 1.1em;padding-left:22px}.prose li{margin:.3em 0}.prose a{color:var(--navy);text-decoration:underline;text-underline-offset:2px}.prose em{color:var(--ink)}.article-head{max-width:760px;margin:0 auto}.article-head h1{margin-bottom:.2em}.article-meta{color:var(--muted);font-size:14px;display:flex;gap:14px;flex-wrap:wrap;margin-bottom:8px}.tag{display:inline-block;background:var(--bg-navy-soft);color:var(--navy);font-size:12px;font-weight:600;padding:4px 11px;border-radius:999px}.faq-block{max-width:760px;margin:36px auto 0;border-top:1px solid var(--line);padding-top:8px}.faq-block details{border-bottom:1px solid var(--line);padding:14px 0}.faq-block summary{font-weight:600;color:var(--navy);cursor:pointer;list-style:none}.faq-block summary::-webkit-details-marker{display:none}.faq-block p{color:var(--muted);margin:10px 0 0}.form-frame{width:100%;border:0;display:block}.cat-filter{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0 26px}.cat-filter button{background:var(--bg);border:1px solid var(--line);color:var(--ink);padding:7px 14px;border-radius:999px;font-size:13px;cursor:pointer}.cat-filter button.active{background:var(--navy);color:#fff;border-color:var(--navy)}@media(max-width:860px){.grid--3,.grid--4{grid-template-columns:repeat(2,1fr)}.nav{display:none}.nav.open{display:flex;position:absolute;top:68px;left:0;right:0;flex-direction:column;align-items:flex-start;gap:0;background:#fff;border-bottom:1px solid var(--line);padding:8px 22px 16px}.nav.open a{padding:10px 0;width:100%}.menu-toggle{display:block}h1,.hero h1{font-size:28px}}@media(max-width:560px){.grid--3,.grid--4{grid-template-columns:1fr}.cta-band{padding:24px}}
